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Buyer Resource Center

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Thinking about buying a home? Consider the advantages that the Graystone Team brings to your real estate transaction. A twosome comprised of energy and youth plus experience and education strengthens your real estate experience by the blending of enthusiasm tempered by knowledge, both guiding you to a successful outcome - whether selling or buying property. GSR Blog Feed

Tips on buying "REO" properties.

Do you have what it takes?The Advantages of Owning your Home

  1. You build equity. Equity in real estate is the difference between the market price of a property and the liability to the property, or what you owe on it. For example, if the market value of your home is $400,000 and you have $320,000 remaining on your mortgage, then your equity would be $80,000. As your home appreciates (raises) in value over time, your equity continues to increase. Why build equity? Equity is a valuable commodity -it increases your net worth and can be borrowed against in times of need. Interest payments on a home equity loan are tax deductible up to $100,000 and have much lower rates than those offered by credit cards (not to mention the fact that interest on credit cards cannot be deducted.)
  2. Tax incentives. Did you know the interest you pay on a home loan and your property taxes are tax deductible? First time buyers may qualify for the new Federal Housing Tax Credit of up to $7,500!
  3. Long term value. Don't take our word for it. Crunch the numbers on the Ginnie Mae rent vs. own calculator.
  4. Security. When you own your own home, you don't have to worry about eviction, raising rental fees, or the sale of the rental. As long as you make your mortgage payments and pay your taxes, you home is your haven. Safe, secure, and YOURS.

Local Resources
These resources have been hand selected by our team. This is not a list we pulled off of the internet or out of the phone book. These are companies and individuals that we have personally met with and in many cases done business with. THIS LIST IS CURRENTLY UNDER CONSTRUCTION!

Builders & Remodeling
  • Graystone Homes
    *Energy Star & Earthcraft Partners
    Anthony Clatterbuck
    stephanie@graystonehomes.com
    540-825-1600
Lenders
  • BB&T
    Judy Allen
    JVAllen@BBandT.com
    540-829-5578
  • JPM Chase
    Barbara Parks
    barbara.a.parks@chase.com
    800-503-5771
Insurance Home Inspectors
  • Hallmark Residential Services, Inc.
    Karl Colbrunn
    *ASHI Certified
    540-854-0600
  • Home Inspection Intelligence
    Debbie McWilliams
    inspect@hiintel.com
    540-832-0115
Movers
  • Blue Ridge Movers
    540-948-4114
Radon Testing
Title Companies

 

The Odds and Ends
  • CE Baker Hauling, LLC
    Gravel Sand Mulch Dirt
    *
    Driveway Specialist
    Ed & Chelsea Baker
    540-547-4200
  • EA Clore Furniture
    Local High-Quality Furniture
    540-948-5821

Graystone Realty LLC 1202 Orange Road Culpeper, Virginia 22701 Phone: 540-825-1300
Copyright 2007 Graystone Realty. All rights reserved. Updated 07/19/2017.